Articles

Redesigning a new payment system for MSMS in Nigeria

Micro and small merchants (MSMs) have 99 problems but cash-handling isn’t one of them. Going fully digital can truly be a tall order for MSMS

Using digital technologies open standards and partnerships to achieve the sdgs in africa

Smallholder farmers, shopkeepers, traders and market-women living and working in rural, peri-urban and urban communities in Africa run into the 100s of millions, and we’ve got to do something about it.

Building inclusive models for dfs for underserved msms and their customers

The traditional banking system in Nigeria has not been able to adequately cater to millions of MSMs in the real economy, and this holds true, especially in the creation and distribution of relevant products in payments and agency banking to underserved MSMs who are desirous of participating in the formal economy.

newco launch

Today we are excited to launch the first NewCo. out of our Labs company builder program.

the forgotten locked savings of migrant micro merchants in nigeria

The underserved and unbanked populations in Nigeria live complex financial lives and DFS initiatives launched to bring them into the formal system are not far reaching enough. There are many reasons for this

merchant acceptance of digital payments utopia for dfs

The holy grail of DFS is achieving a fully digitized economy with little use of cash. This will not happen unless FSPs’ offer a unique value proposition to MSMs’ (micro and small merchants) for adoption of digital payments

Latest Release

Tackling Inverse Privacy: A Key Challenge for the Circular Data Economy

In the evolving landscape of digital information, the concept of a circular data economy has emerged as a beacon of sustainability and efficiency. This model, which emphasizes the sharing, reusing, and recycling of data, holds immense potential for innovation, economic growth, and environmental sustainability. However, its success hinges on addressing a critical issue: inverse privacy.